1031 Exchange Calculator

Estimate the capital gains and depreciation recapture tax a 1031 exchange would let you defer when rolling proceeds from a sale into a new investment property.

Adjusted Basis = Original Price + Improvements − Depreciation Taken; Total Gain = Net Sale Price − Adjusted Basis

FAQ

What is depreciation recapture?

The IRS taxes the depreciation you claimed separately from the rest of your capital gain, at a rate capped at 25% federally, when you sell. A 1031 exchange defers this along with capital gains tax.

What are the deadlines?

You must identify a replacement property within 45 days of the sale and close within 180 days — both measured from the closing date of the property you sold.

Does this calculator give me a final tax number?

No — it's a planning estimate. Actual tax owed depends on your full tax situation. Work with a CPA and a qualified intermediary before executing an exchange.

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