BRRRR Calculator

Model a Buy, Rehab, Rent, Refinance, Repeat deal end to end — how much cash stays in the property after the refinance, and what it returns from there.

Cash Left in Deal = (Purchase + Rehab + Closing/Holding) − (ARV × Refinance LTV)

FAQ

What does 'cash left in the deal' mean?

It's your total cash invested minus what the refinance loan pays back out. A number near $0 means you've recycled essentially all your capital.

What LTV do refinance lenders typically offer?

Conventional and DSCR cash-out refinances commonly cap at 70–75% of appraised value for investment property, though it varies by lender.

What if the refinance doesn't return all my cash?

That's normal, especially on a first BRRRR. The strategy still works if the cash-on-cash return on what's left in the deal is strong.

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